£128 Sandwich!!
I recently purchased a sandwich from boots for £2.99 pushing me over my overdraft limit by £2.49.
I received a £25 charge for this.
Because it's an internet account I don't receiver letters informing me of bank charges so I did not know about it.
I received another £25 charge.
and another.
I then scraped together £100 to cover the costs of the the bank charges. They were swallowed whole, this took my balance to -£219.
On the same day.. I received two lots of charges for both for £25 again taking me over my overdraft limit.
Today I paid in £200 after receiving letter yesteday threatening my account with a default.
Am I right in thinking I am able to claim these charges back as A+L are not involved in the test case?